curl_setopt_array($curl, array(
CURLOPT_URL => 'https://api.1app.online/v1/sendmoney',
CURLOPT_RETURNTRANSFER => true,
CURLOPT_FOLLOWLOCATION => true,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => 'POST',
CURLOPT_POSTFIELDS => array('amount' => '100000','bankcode' => '000013','bankname' => 'GT BANK','reference' => 'shudgyutg876542','accountno' => '0245000000','narration' => 'Transer to client','currency' => 'NGN'),
CURLOPT_HTTPHEADER => array(
'Authorization: Bearer SECRET_KEY'
$response = curl_exec($curl);